Credit Bureaus

Credit bureaus are also known as Consumer Reporting Agencies (CRA). The three major credit bureaus are important to contact if you are going to be repairing your credit score.  The major three credit agencies can help you by sending you your credit report.  If you find an error on your credit report, these are also the companies you must contact in order to correct the problem.  You can easily contact these organizations by mail, telephone, or through the Internet:

Equifax Credit Information Services, Inc
Address: P.O. Box 740241
             Atlanta, GA 30374
Telephone: 1-800-685-1111
Online: www.equifax.com
 
TransUnion LLC Consumer Disclosure Center
Address: P.O. Box 1000
             Chester, PA 19022
Telephone: 1-800-916-8800
Online: www.tuc.com

Experian National Consumer Assistance Center
Address: P.O. Box 2104 
             Allen, TX 75013
Telephone: 1-888-397-3742 (1-888-EXPERIAN)
Online: www.experian.com

You may want to note this information wherever most of your financial information is kept so that you can easily contact the bureaus whenever you need to.  Your local yellow pages should also have the contact information of these credit agencies as well.